PakkaPanna respects your privacy and is committed to protecting your personal information. This policy explains how we collect, use, store, and safeguard your data when you use the PakkaPanna mobile application.
PakkaPanna is a personal ledger application designed to help users record and track money given or received in a simple chat-style format.
The application is intended only for record-keeping purposes. It does not connect to banks, process payments, or handle financial transactions directly.
We may collect the following types of information:
- Name
- Phone number
- Contact names added by the user
- Amounts given or received
- Notes or transaction descriptions
All ledger information is entered voluntarily by users.
- Device type
- Operating system
- App version
- Anonymous usage statistics
This information helps improve performance, reliability, and user experience.
Your information may be used to:
- Create and manage your account
- Store and display ledger records
- Maintain app functionality
- Improve performance and reliability
- Prevent misuse or abuse of the platform
We do not sell or rent your personal information to third parties.
We implement reasonable technical and organizational measures to protect your information, including:
- Secure communication using HTTPS encryption
- Token-based authentication for user sessions
- Restricted backend access to data
- Server-level security protections
PakkaPanna does not collect or store sensitive financial credentials such as bank passwords, card details, or UPI PINs.
User data is stored securely on protected servers and retained while your account remains active.
Users may request account deletion by contacting us at the email below. Upon verified request, we will remove your account and associated data from active systems within a reasonable timeframe.
support@pakkapanna.inWe do not share your personal data except in the following cases:
- With technical service providers required to operate the app
- When required by applicable law
- To protect legal rights and prevent misuse
Your ledger records are not used for advertising purposes.
Users are responsible for:
- Accuracy of the information they enter
- Financial decisions based on recorded data
- Resolving disputes with other users
PakkaPanna is not responsible for financial disagreements between users.
PakkaPanna is not intended for children under the age of 13, and we do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. Any changes will be reflected by updating the effective date at the top of this page.
Continued use of the application indicates acceptance of the updated policy.
For questions regarding this Privacy & Security Policy, please reach out:
support@pakkapanna.in