These Terms & Conditions govern your use of the PakkaPanna mobile application. By accessing or using the app, you agree to comply with and be bound by these terms.
By creating an account or using PakkaPanna, you confirm that:
- You have read and understood these Terms & Conditions
- You agree to comply with all applicable laws
- You accept responsibility for your use of the application
Continued use of the app constitutes acceptance of any future updates to these terms.
PakkaPanna is a digital ledger application that allows users to manually record and track money given or received.
The app helps users:
- Maintain personal and group ledger records
- Track balances between individuals
- Attach notes or descriptions to transactions
- Organize financial records for personal reference
PakkaPanna does not provide banking services, payment processing, or lending services.
To use certain features of the app, users may be required to create an account using their phone number.
Users agree to:
- Provide accurate information during registration
- Maintain confidentiality of account access
- Be responsible for activities performed through their account
Users are responsible for the accuracy of all information entered into the application.
You agree that you will:
- Enter accurate financial records
- Use the app only for lawful purposes
- Respect other users in shared ledger groups
PakkaPanna is not responsible for disputes or financial disagreements between users.
PakkaPanna may offer optional premium features such as:
- Removal of advertisements
- Uploading bill or receipt images
- Payment reminder functionality
- Larger group member limits
Premium features may require payment through the app store.
The free version of PakkaPanna may display advertisements provided by third-party advertising partners.
Users may remove advertisements by upgrading to the premium version where available.
PakkaPanna is a record-keeping tool and does not guarantee the accuracy of user-entered financial information.
- We are not liable for financial losses from incorrect records
- We are not responsible for disputes between users
- We are not liable for indirect damages from app usage
We reserve the right to suspend or terminate accounts if users:
- Violate these Terms & Conditions
- Use the app for unlawful activities
- Attempt to misuse or exploit the platform
While we strive to maintain reliable service, the application may be temporarily unavailable due to maintenance or technical issues.
We may update these Terms & Conditions periodically. Continued use of the application indicates acceptance of the updated terms.
These terms are governed by the laws of India.
For questions regarding these Terms & Conditions, please contact:
support@pakkapanna.in